Health Insurance

We should prepare for the risks of illness in life by buying health insurance. Health insurance helps patients have the opportunity to be exposed to top medical services, while sharing the financial burden, ensuring peace of mind, and creating the best conditions for patients to visit. examination, treatment as well as quick recovery of health.

The participation of the customer with this product is completely voluntary, not coercive. Most of the product packages offered by insurance companies already have benefits, customers depending on their needs and their families will choose those available benefit packages.


The annual Health Insurance enrollment period begins on November 1 and ends on December 15 of each year. If you miss the annual enrollment period, you can continue your coverage in the following ways: enroll in the Special Enrollment Period, enroll in a short-term plan, or through Medicaid, CHIP if eligible.

 

10 great medical benefits when you have Health Insurance

- Outpatient treatment service

- Emergency services

- Inpatient hospital services

- Maternity care and newborn care

- Psychological care and treatment services

- Prescription drugs

- Rehabilitation service

- Testing Service

- General examination service

- Pediatric Services

Happy TMT Insurance's 10th Anniversary

Happy TMT Insurance's 10th Anniversary

TMT Insurance organizes a Lucky Draw Program to celebrate the 10th Anniversary, with many valuable gifts Promotion period: From Nov 1st, 2022 to Jan 15th, 2023. Promotion area (scope): Nationwide Type of promotion: Lucky Draw Customers of the promotion program (promotion beneficiaries): Applies to all customers who renew their insurance policy and new customers during the nationwide promotional period. Employees of TMT Insurance are not allowed to participate in the program. Prize structure: - Grand Prize (1 prize ) Osaki OS-4D Escape Massage Chair - First Prize (3 prizes) 1 Oz 24K Gold - Second Prize (3 prizes ) iPhone 14 Pro - Third Prize (3 prizes ) iPad 10th Generation Prizes are not exchangeable for cash. Details of the promotion program rules: 8.1. Specific conditions, methods, and procedures customers must follow to participate in the promotion: Step 1: During the promotion period, customers who buy an ACA policy or renew their ACA policy Step 2: Customer get their lucky ticket from their agents or register online Step 3: Customers enter the winning code to TMT Insurance register form For more information: https://lp.tmtinsurance.com/en/prize/

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How Life Insurance can help you plan for retirement

How Life Insurance can help you plan for retirement

Understanding what life insurance is and how to leverage it as an asset can be the secret to creating great wealth for yourself and your family. Most young Americans are not thinking about life insurance policies, but they should. Life insurance is the ultimate financial tool for those big "what if" moments. It can be useful even when the death benefit is not triggered, as long as it is used appropriately. Life insurance is not a panacea, and some younger Americans may not have the resources to devote to large policies. But it is a mistake to assume that only older couples with children and homes need life insurance. Don’t think of life insurance as a vehicle that will only become valuable when you die. Think of it as a tax-savvy income source you can hold onto and use for your entire life. Buying into a policy early or buying one for your children can have incredible financial benefits for your family for generations. Don’t dismiss whole life insurance. Maintain enough term insurance to replace your future income. Buying Life insurance at a younger age locks in lower premiums and reduces the total amount you’ll spend on life insurance over the course of your lifetime. You simply can’t beat the life insurance rates you receive in your 20s and 30s. Retirement planning is ideally a lifelong process. You can start at any time, but it works best if you factor it into your financial planning from the beginning. That’s the best way to ensure a safe, secure, and fun retirement.

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How young people Spend Their Money

How young people Spend Their Money

As a young adult, getting life insurance may not be at the top of your priority list. Spending money on random stuff is always a temptation. If you can save an amount of money each month, it will definitely help you a lot in the future. What to do to enjoy old age with peace of mind. The answer is to build your retirement fund as soon as possible. Young people always spend a lot of money right after they get paid and they wonder why pay unnecessary life insurance premiums at this point in their life? After all, you’re more likely to be healthy, not married, and don’t yet have children who depend on you. However, investing in life insurance in your 20s or 30s can be a savvy financial move. The sooner the retirement fund you built, the lighter pressure is. The amount of money deducted each month at the age of 25-30 will be less than the year 40. You may not have dependents now, but that could change in a few years. Investing now means you'll be protected and won't need to depend on your descendants in your old age Even if you cannot afford a permanent life insurance policy, most 20-somethings can receive very good term policies for very low costs. More importantly, some term policies can last for 20, 30, or 40 years; you could be covered at a very low cost throughout your entire working life. To learn more about life insurance, contact TMT Insurance to discuss a plan that meets your needs now and in years to come.

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The Million Dollar Baby Plan

The Million Dollar Baby Plan

Prepare the best financial foundation for children during the 3 main stages of life: going to college, getting married, and retiring. Each policy has a guaranteed cash value and every year, a tax-free dividend is paid into this cash value. These policies have existed since 1847, and a dividend payment has never been missed. Why choose a Million Dollar Baby Plan? - Cash values can be used by your child for any financial need in life including education, down payment on a home, starting a business, and even providing financial security for their future family - You can open a plan for your child as early as 14 days after birth - Parents, grandparents, legal guardians, aunts, or uncles can open these plans and will own and control the policy for as long as they like, - Ownership can be handed over to the child at any time, tax-free, after they turn 18, - Because it’s a life insurance plan, your child will be permanently covered, regardless of any illness that may arise, - This is an asset that either you or your child, can use for retirement, - It’s completely funded after a 20-year period. No further deposits are required.

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What Is Commercial Insurance?

What Is Commercial Insurance?

Commercial insurance helps protect your company, employees, and leadership from unexpected losses. Getting the right type of insurance is important to protect your business. Many small business owners start with a Business Owner’s Policy (BOP) for their commercial insurance needs. Common Types of Commercial Insurance Commercial property insurance helps protect your company’s physical location and business property, including all of your business assets, including your building. Personal insurance includes life insurance and health insurance to help employees work with peace of mind. With many types of Commercial Insurance, we can provide the solutions you need to run the business smoothly.

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How can we still prepare your taxes accurately and securely?

How can we still prepare your taxes accurately and securely?

Tax day is right around the corner. Here’s how you can file your taxes quickly and safely today. If hiring a tax professional is your preference, you’ll need to do this quickly. As the tax deadline for most Americans has come closer, CPAs are becoming booked up with appointments to see their current clients. TMT Insurance is excited to offer contactless tax preparation Before you start filing your taxes, the first step is to collect your tax forms so you aren’t scrambling once you start the process. After that, send us your documents via email [email protected] Discuss with your tax prepare via phone If the tax file has no more problems, sign your return electronically Rest easy knowing your taxes were completed with accuracy and care without an in-person appointment.

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